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Can Your Spouse Make It Financially After You Pass?

Married couples looking to retire, or already in retirement, may be living comfortably on income from both spouses. Planning for the post-retirement years often involves reviewing what the income will be as a couple in retirement. However, what will the financial situation be after one spouse (often the husband) passes away? Sources of Income For The Couple Another source, particularly for younger retirees, is the 401(k) or an IRA created by rolling over 401(k) money. […]

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How To Save For Christmas Without Going Into Debt

Okay, so we’re in the middle of the holiday season and gift-giving is in full swing. So perhaps this isn’t the best time to talk about how to keep from overspending at Christmas in 2022. However, it isn’t too early to take the pain of seeing the January statements and apply this toward better stewardship in 2023. Here are a few ways to make 2023 holidays more joyful and less stressful when it comes to […]

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You’re the Executor of a Will! Do You Know What To Do?

Have you been named to be an Executor (or Executrix) in someone’s Will? If so, do you have any idea of what you’ve signed up for? At a high level, you probably know that it means going through all of the deceased’s worldly possessions and distributing them the way they wanted. But it is more than that. I’ll let a fictional friend, Sandra, describe her experience of being an Executrix for a cousin. Prepare The […]

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Image of a pile of pennies flowing out of a glass jar by Olya Adamovich from Pixabay

Want Your Children To Do Well As Adults? Teach Them About Finances

As we parent our children, we only have so much time to spend with them. And we all want them to turn out well as independent adults once they leave home and set out on their own. It makes sense to spend time with children on the topics that will make them good adults later in life. One of those areas that can make a big difference is teaching about money management. Financial Literacy Improves […]

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Money Management In The World Of Post(ish) Covid

Now that we are beyond the most difficult days of Covid, we have returned to a level of living that looks more like the days before Covid than the past two years. At that time, I was recommending that people handle money management by having an Emergency Fund, tracking Income and Expenses to see how to live in a way that leaves some money left over at the end of the month, and encouraging Investment […]

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Image of person holding a credit card while using a laptop by Free stock photos from on Pixabay

Cancel Fraudsters With This Credit Card Option

The game between fraudsters and credit card issuers is a cat and mouse game. Just as fast as merchants put something in place to dissuade fraud with their cards, the fraudsters come up with a way to defeat them. One of the struggles is online purchasing because the card doesn’t actually have to be present to make a purchase. All that is needed is the credit card number, expiration date, and security code from the […]

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Writing A Financial Autobiography

Do you deal with money in your household? Have you ever found yourself at odds with a family member or partner when it comes to money? Has that tension seemed like it started when you got together? There is more to the use of money than just what appears on the surface. Why You Spend And Earn Money The Way You Do In the same way personality and habits are developed over your lifetime, earning […]

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Financial Impacts Of The Inflation Reduction Act

The Inflation Reduction Act recently passed by Congress is being touted as government working to reduce the rate of inflation that has spiked in 2021 and 2022. I’ll leave it to the politicians to go into the details of how this will or won’t help with bringing inflation down. One of the benefits of this Act is that it will raise more funds than the expenditures it authorizes with the result that the national debt […]

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Image of a row of different coloured mailboxes courtesy of Brigitte Werner from Pixabay

Some Quick Ways To Declutter Your Inbox (And The Real Mailbox As Well)

Our lives seem to be so busy these days. One source that keeps us busy is dealing with both postal mail and email inboxes. It may not be getting so much from friends, but instead from businesses and spammers. Here are a few ways to help clean things up. Postal Junk Mail Credit Card Offers If you don’t want to get credit card offers in the mail, then you can go to and provide […]

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Using Technology To Assist With Care Giving

Coordination Apps When it is more than just you helping to care for someone, a major issue becomes how to keep track of who said they would do what and when. Scheduling people for needs is another aspect of the coordination. Applications have been developed to help with the coordination of all of these tasks. These can be helpful both with long-term caregiving, as well as for short-term when someone perhaps is in recovery/rehabilitation from […]

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